Welcome to Global Insurance Service Innovations ("GISI") web site (the 'Web Site'). Please review the following terms and conditions before using the Web Site. If you access, use, or download any material from this Web Site you agree to be bound by these terms and conditions ('Terms'). If you do not agree with these Terms, please refrain from using this Web Site.
This Web Site may include typographical errors or inaccuracies. GISI may periodically make changes to this Web Site. GISI and Third Party Providers may make improvements and/or changes in products and services described in this Web Site at any time without notice. Any action related to these Terms will be governed by Pennsylvania law and applicable federal law. These Terms represent the entire understanding relating to the use of the Web Site. GISI reserves the right to revise or change these terms at any time. Rights not expressly granted in these Terms are reserved by GISI. GISI reserves the right to terminate access to all or part of this Web Site, with or without notice and without liability to you or other users.
Intellectual Property Notices
Elements of the Web Site are protected by trade dress and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from the Web Site may be copied or retransmitted unless expressly permitted by Global Insurance Service Innovations, LLC. The absence on this Web Site of a GISI product, service name, slogan or logo does not constitute a waiver of GISI's trademark or other intellectual property rights relating to such name or logo. All other product, service or company names may be the common law or registered marks of their respective owners and should be treated as such. All other product or service names, company names, marks, logos, and symbols may be the trademarks of their respective owners.
Provisions of General Use
All materials on the Web Site, including information, logos, graphics, images, and software are provided by GISI or by third party manufacturers, authors, developers, and vendors and are the copyrighted work of GISI and/or third party providers. None of the materials may be copied, reproduced, distributed, republished, displayed, or transmitted without the prior express written permission of GISI. Nothing on this Web Site shall be construed to confer any license under any GISI or any third party provider's intellectual property rights. You acknowledge sole responsibility for obtaining such licenses.
Links to Third Party Web Sites
This Web Site may contain links to or mirroring of web sites controlled by parties other than GISI. GISI is not responsible for and does not endorse or accept any responsibility for the contents or use of these third party web sites. GISI provides these links or mirroring to you only as a convenience, and the inclusion of any link does not imply endorsement of the linked web site by GISI. It is your responsibility to take precautions to ensure that whatever you select for your use is free of viruses or other items of a destructive nature.
Third Party Publications
GISI has not co-authored, ratified, endorsed or adopted the information contained in any publications referenced on this Web Site by publishing on the Web Site.
Third Party Statistics
GISI has not co-authored, ratified, endorsed or adopted any statistics provided by third parties by publishing them on this Web Site.
Except where expressly provided otherwise by GISI, all comments, feedback, information or materials submitted to GISI through or in association with this Web Site ('Submissions') shall be considered non-confidential and the property of GISI. By providing Submissions to GISI, you agree to assign to GISI, at no charge, all worldwide rights, title and interest in copyrights and other intellectual property rights to the Submissions. GISI shall be free to use and/or disseminate Submissions on an unrestricted basis. You acknowledge that you are responsible for the Submissions that you provide, and that you, not GISI, have responsibility for the Submissions, including their legality, reliability, appropriateness, originality and copyright.
GISI makes no representations, warranties, guaranties, or conditions as to the quality, suitability, truth, accuracy, or completeness of any material contained on the Web Site. GISI disclaims all express or implied representations, warranties, guaranties, and conditions, including implied warranties or conditions of merchantability, fitness for a particular purpose, title and non-infringement, except to the extent such disclaimers are held legally invalid.
Limitation of liability
GISI shall not be liable for damages suffered as a result of using, modifying, copying, distributing, or downloading any materials or information available on this Web Site. In no event shall GISI be liable for any indirect, punitive, special, incidental, or consequential damage (including by not limited to loss of business, revenue, profits, use, data, or other economic advantage), however it arises, whether in an action of contract, negligence, or other tortious action, arising out of or in connection with the use or performance of information available from the Web Site. You agree to hold GISI harmless from, and you covenant not to sue Global Insurance Service Innovations, LLC for claims related to use of the Web Site.
Foreign Access and Export Controls
GISI makes no representation that the information on the Web Site is appropriate for use in countries outside of the United States. Accessing this information from countries or territories where the content is illegal is prohibited. You agree that none of the information will be acquired for export to embargoed countries or their nationals including Cuba, Iran, Iraq, Libya, North Korea, Syria, and the Sudan.
With respect to our web site ('Web Site'), GISI takes reasonable steps to provide notice when requesting personally identifiable information, the type of information we are requesting, and the purpose for which the information will be used. Global Insurance Service Innovations ('GISI') uses secure systems to safeguard information about you.
Information Collected about You
Notice of Change in Policy
Information for Communications
Information collected via the Web Site is used for purposes identified on registration forms or e-mail forms. We may use this information to communicate with you. If we communicate to you using this information, you have the opportunity to opt-out from further communications.
Information Not Sold to Third Parties
We do not sell or rent personally identifiable information you provide to any third party. We may disclose information to third parties to process services on your behalf or to facilitate our contacts with you.
Commercial Partition Exemption